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There has been quite a bit of details published on the Internet lately about whether you should rent or own a home. One financial professional states that he will never buy a home again. He cites multiple explanations for his choice Cheap Corey Clement Jersey , such as the fact that he tends to move around a lot. By leasing, he never will have to worry about selling his present house before he can move. Nonetheless Cheap Jake Elliott Jersey , he is able to manage to rent in high-income neighborhoods and therefore will have smaller concerns than the rest of us. As a result, for the average person Cheap Corey Graham Jersey , here are the benefits and drawbacks of leasing vs. buying a home.


Pros of Leasing
Lesser worries
Repair is taken care of by your landlord
No property taxes to pay on the home
Your credit is not as much of an issue
Rent is less per month than mortgage payment would be
Renter’s insurance is less than homeowner’s insurance
You can move when your lease is up

Disadvantages of Leasing
Landlord doesn’t take care of the house
Rent can go up each year
Landlord sells the house and you have to move
Landlord doesn’t make mortgage payments and the bank forecloses on the house
Cannot change anything about the house without landlord’s approval
Missed rent payments will result in eviction
No tax benefits


Pros of Homeownership
You build equity
After 3 years, your expenses are less than renting
You are free to decorate as you choose
You cannot be forced to leave
Mortgage interest is tax deductible
Sense of society and stability
Property taxes could be tax deductible

Negatives of Owning a Home
Legally responsible for maintenance
Must pay property taxes and homeowners insurance (usually included in mortgage payment)
Possibility of foreclosure and loss of equity
Harder to move (must sell home first)
Property taxes are subject to increase
HOA fees (if applicable) increase monthly cost of home
Initial costs (closing costs) are more than the deposit needed to lease


Only you can decide which idea is best for you. In some areas of the country Cheap Jalen Mills Jersey , the cost of rent vs. the mortgage payment is close and it could cost less to own than to rent. In other areas, you are able to afford to rent in areas that you cannot manage to purchase.

According to the FAQ section on the Chimney Safety Institute of America鈥檚 website Cheap Ronald Darby Jersey , you should have your chimney swept at least once each year or any time there is 18鈥?of sooty buildup on the inside of your chimney. Now that you鈥檙e ready to make your appointment, how do you know when to do it? Should you schedule your sweep in the spring or fall? Does it even make a difference? Here are a few things to keep in mind.


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